I (33F) am an insurance agent, and run a pretty successful agency. So the questions I get daily range from “why is pricing going up” “you must love selling people expensive policies ” but that’s not it, it’s an honest living and my clients trust me 100% . i myself have had premiums rise on my personal policy and I have also talked to my husband about it.

My husband who is head of communications in an insurance company should have a basic understanding of this. This year, he is looking to buy a new policy under me, but he every few weeks he will say things like “I hate how insurance premiums are so high, I don’t want a high premium” “ can you not sell me anything out of my budget”. I have repeatedly told him that I have no intention of doing this and I haven’t even given him a quote.

However today after saying the same thing again, I said look “my premiums are high too, it’s not just you, I obviously have no intention of making you suffer paying something more than 8% of monthly salary, can you stop talking like I have no idea what I am advising you, you have previously undermined my quotes by checking online, and even wrongly assuming the coverage was cheaper when you simply failed to include certain coverages on policy like flood”

He then says why are you snapping at me, would you treat your customers this way? So I asked him, what so you mean snapping at you? I m telling you my point of view, and it’s not the first time, so I asked him what his expected outcome of the conversation was, and this was his reply, he wanted me to act like act like a customer rep and reply like this “Hey it’s totally up to you, I’ll let you know what you can increase and show you a couple of quotes that maybe can suit you”

Honestly it’s really eye opening to see him react this way and want me to grovel at him over a policy. I’m the person fighting these pricing battles all day and he can’t even approach it as a team. He then yelled and said you clearly love to act crazy with me, if you cannot even treat me nicely and back me into a corner maybe we should just get a divorce”