Fiancé (32m) and I (30f) have been engaged since last year and each putting money in a shared account that we agreed is solely for the wedding and should never be touched before then. We agreed that we each felt comfortable putting in a certain amount (me $200, him $800, since he makes 4x my salary). Today we went to make sure there was enough money to pay our photographer and we had thousands of dollars less than we should by now in the account. Fiancé then admitted he “may” have withdrawn from the account from time to time. I had him log every single transaction that has occurred for the account in the last year and he’d spent about $3k of OUR wedding money. I told him that he needs to put that money back into the account TODAY or the wedding is off. He says he doesn’t have this amount in his bank account but could pay me over the next month. Am I being too harsh?

He will likely be calling family or friends to get him to loan him the money if I continue to push, which will definitely be airing our dirty laundry.