Obligatory apologies for format as I'm posting this from my phone. This is a throwaway account as my girlfriend(23f) peruses this sub and I want to try to keep everything as vague as I can. Recently we just reached 4 years of dating and ever since the end of year 2 and beginning of year 3 of dating each other, she has brought up moving in together. This is something we've talked about countless times from then until know. I've felt like everytime we have a talk about it, I feel like I'm being made out to be the bad guy.

For context I still live with my parents and I have student loans, a car loan, etc that I've been working towards paying off for years now. About a few years ago I graduated college and got my degree, but when I first started college the area of my expertise wasn't full. After graduating the market felt extremely oversaturated with people in my career field trying to find a job. For the past few years I've been floating from job to job trying to make more money but also try and start my career, it's but extremely unsuccessful and I feel like a failure.

Every couple of months my gf brings up the fact that we don't live together and it bothers me that I can't give her an answer we both want. I want to live with her because I feel like she is the one, but I feel like I'm stuck and unable to get out.

In the chance that the person I am talking about sees this post, please don't be upset as I want to try to gain an outside perspective.

So reddit, am I the asshole?

TL;DR I actively look for and make more money to pay off debt so I can comfortably start a family with GF. GF brings up constantly about not living together yet.

Edit1: Fixing grammar