I (19M) and my gf (21F) have been in a relationship for the past 3 months. I don't touch or make moves on people because, (1) I'm not comfortable verbally asking for consent every time (2) physical touch doesn't mean much to me.

My gf want me to initiate but I told her no, cuz I cannot be caught doing that without asking for consent. I told her she can initiate if she wants to have sex, after asking consent. Am I the Asshole?