📝 My mother is making me pay her monthly to use her car.

By Plus-Onion-3197 • Score: 15 • April 14, 2025 12:03 PM


PLEASE HELP!!! I am (18F) so fed up with my mother (37F). During the summer of 2023 my mother traded in a BMW X6 for a different model to get an apprasial. She drove that car for about a year then says she’ll be gifting me the vehicle as a “graduation gift”. I graduated the summer of 2024 and she purchased an Audi Q8 and started to let me drive the BMW. My mother owns her own business which makes close to 6 figure annually. She is also married to my stepdad who makes over 6 figures anually, so financially they are well off. A few months ago though she started asking me to pay her a monthly payment of $300 for the car note (the full note is about $900). Obviously a $300 car payment is extremely low in this economy HOWEVER the issue is this. I am currently in college and commute over an hour to campus twice a week. I am looking for housing nearby to take some of the strain off of myself. My mother says when I move out I CANNOT take the vehicle with me. Also daily I am solely responsible for picking up my siblings from school (F15 & M8), getting them to sports practices, and doing general transportation things. So essentially I am paying her to run errands. Any other time i’m leaving the house is to work (which is 10 mins from home) or go to class. Also, her and my stepdad take the vehicle any time they want, and even decide some days that they will be dropping me off places. I just can’t justify paying my mother $300 a month with these conditions ($3,600 a year). It feels like a waste when I could be saving that money to invest in a vehicle that I can actually have and utelize for years to come. All in all i’m literally paying my mother $300 a month, to run errands for my siblings and to borrow her car while I live at home. Is this justifiable?

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