My boyfriend (57) wants me (46) to buy into his mother’s (84) house. He has power of attorney over her as she has Alzheimer’s/dementia.

He is currently on title with his mom for the home. He wants to remove his mom from title and have me buy half the house ( after we get married next year ) and he will use that money to pay his sister her share. (They split the home for their inheritance)

His two sons age 19 & 21 live with us. Neither is currently working but are looking for work. The oldest is trying to finish high school online. My boyfriend says he is giving them two years to save up and get out and has told them they need to get jobs. I’ve told him I definitely won’t buy into the house until his boys are out ***I will be buying with cash so there will be no mortgage. I own half snd my boyfriend owns half.

The caveat for me is that when my boyfriend dies he wants his sons to have first right of refusal to buy the home which they plan to do using money that will be left to them. He said I’ll have two years to get out and the home price will be decided by the boys and I each getting a realtor evaluation. My boyfriend says doing things this way will give him more money to enjoy his retirement and ‘look after me’.

**To be clear we are buying as joint tenants and will be married. I WOULD GET THE BENEFIT OF GAINING HIS PORTION OF THE VALUE OF THE HOME once it sells to his boys. ( I think that was not clear in my first post ) I would sign an agreement giving the boys first right to purchase the home within two years of their dad’s passing.

If I die first he would get my share of the home.

However, I feel like it will never be ‘my house’ even though I’m buying half. I’m really not fond of eventually being forced to leave. It doesn’t make me feel like putting time, money,effort and love into the home. It’s also not really a home I like and it’s full of his mother’s belongings plus my boyfriend’s stuff and no real room for my things which are stored away in a big shed. Eventually that will change though once his boys are out.

His mom will be living with us and he will expect me to help somewhat with her care. We have been together 6 years and are already living in the home together for almost a year now. In return he says he will cover the majority of the bills which he has been already. Once his mom is too far gone she will go into a care facility.

I’m just having trouble getting my head around buying into a home I’m not totally happy with and that I’ll eventually be forced out of. And just as an fyi I have two grown kids who are fully independent and living on their own. We are in Canada.

So if you were in my situation would you buy into the home?

**Edit: His sons will be out when I buy in! I will not buy into until they leave and I’m making that clear to him.

It’s not to benefit his sister ( they aren’t close ) and not to screw her ivermectin either. She will get her fair half of the house.