A bit of a background:

I'm a 38 years old male, and my wife is 32.
We have a cute baby boy who's almost 1 year old now.
We live in a developing country in Asia.

My work is going well and the business I founded in 2016 is doing pretty okay too. I'm financially secure and see myself as quite a financial savvy guy. In early 2024, my nett worth is almost at a million USD. My wife is also working with nett worth of around 1/6 of mine.

I paid for all our household expense, including the house rent, the baby needs, her needs, nanny, food, and everything. I also see myself as a responsible father and never miss a single baby appointment, and make sure all of our family needs are well taken care off.

In February 2024, I invested around 30% of my nett worth in Bitcoin and cryptocurrency (alt coins). As I have been watching the cycle, I'm quite sure that it would create a significant return within this bull cycle. (Bull cycle usually last around two years).

In April 2024, I invested around 40% of my nett worth in P2P Lending. Dont get me wrong, this P2P Lending is a totally legit, reputable company, watched by the government agency, and has been giving us a pretty good return for the past 2 years. My wife did mention regarding some administrative incompetence from the P2P side, but I figured another year on this should be okay.

Now comes the problem, in November 2024, I received news that my money, together with a lot of their clients in the P2P Lending have to be in a standstill for 2 years. This was caused by a borrower running away abroad and not paying the P2P company. The company promise to return 5% on our money yearly, and the rest of our money in April 2027, that is without any guarantee that it will return.

In December 2024, my investments in cryptocurrency has a floating profit of 50%, but I didnt take any profit. My wife did mention to sell, but I figure, it could only go much higher, looking back at the pattern of previous cycle. She also asks to sell in February, while still in 30% profit, I didnt. Last week she asked to sell at break even. I still thinks it could go higher. Today I'm forced to sell at a 10% loss, because my wife has been so upset these past days and I want to calm her down.

After I sell the investments, she still blames me for never wanting to listen. She said I was a gambler, irresponsible, and even at some point she calls me an asshole.

I told her, it was all a calculated investment. All the fundamental news is going towards bullish, with the US president being pro crypto, and plenty of the states are agreeing to Bitcoin reserves. This tariff war that caused the drop was a black swan event.

The P2P lending was also due to criminal action from one of the borrower, I dont understand how it's exactly my fault?

Yet day and night, I keep getting the heat, she keeps blaming me and said I should have listened to her. This happens repeatedly and it makes me insane.

I understand that my investing isnt exactly succesful, but to be fair I didnt use any of her money, and I still make sure our family's expense is covered well. I also dont drink, I dont party out, I dont spend unnecessary money on expensive items. I just work, gym, and enjoy some video games on my free time. Do I even deserve all this blame?

I'd appreciate the input from you guys.

thank you.